Benefits 2000  _________________________

Short-Term Disability Plan

The Health Alliance provides short-term disability coverage designed to continue a portion of your pay during personal illness of up to 25 weeks (depending on your years of service). Unused hours are forfeited upon termination of employment or retirement. Benefits under this plan must be coordinated through your Employee Health Department.

How Benefits Are Determined

The amount of your Short-Term Disability (STD) Plan benefit is based on your years of service:

If you have this many years of continuous service when your disability begins... You are eligible for this many weeks of STD pay...
At least 91 days but less than 1 year 6 weeks at 60% of your base pay
At least 1 year but less than 5 years 6 weeks at 80% of your base pay

plus

6 weeks at 60% of your base pay

5 or more years 13 weeks at 80% of your base pay

plus

12 weeks at 60% of our base pay

STD benefits begin after 40 scheduled hours of disability. During those first 40 hours, you must use your accrued PTO. If you don't have any PTO, those 40 hours will be unpaid leave. At the end of that 40-hour period, STD payments will begin.

You will use any remaining sick time accrued under a Health Alliance hospital’s previous plan before any STD payment begins.

If your weekly budgeted schedule is for fewer than 40 hours, the 40-hour requirement will be prorated. For example, if you are scheduled to work 20 hours a week, you will be required to use 20 hours of PTO (or unpaid time) before STD payments will begin.

How STD Works

You will continue to accrue PTO hours while you are receiving STD payments. Associates may elect to use PTO hours to supplement STD benefits in order to receive 100% pay. You must notify your supervisor in writing of your request. PTO hours must be paid after STD benefits are exhausted unless the combination of PTO, sick time and STD exceeds 26 weeks.

Coverage under the Health Alliance benefit program continues while you are receiving STD payments.

Who is Covered

All Health Alliance associates regularly scheduled to work at least 20 hours each week are covered.

Cost of Coverage

The Health Alliance pays the full cost of STD coverage. You pay nothing.

Short Term Disability payments are subject to regular income tax, Social Security tax and any other deductions normally withheld from your pay such as premiums for medical and dental coverage. STD payments will offset any Workers’ Compensation pay that you may have been entitled to receive if the illness is work-related.

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Benefits 2000  _________________________

Long-Term Disability Plan

The Long-Term Disability (LTD) Plan is designed to help you financially after you have been disabled for 180 days or longer. Benefits under this plan must be coordinated through your Employee Health Department.

How Benefits are Determined

If you are disabled for 180 days or more, you may be eligible for a benefit from the LTD Plan. The plan will pay you 60% of the base rate of pay you were receiving at the time you became disabled, up to a maximum monthly benefit of $10,000. Regular income taxes apply to LTD payments.

LTD payments are offset by any Social Security disability, workers’ compensation and Health Alliance retirement benefit that you receive but are never less than $100 per month.

Your base rate does not include any shift differential, overtime, or other special pay you may receive. You may not use PTO hours to supplement LTD payments. If you are disabled for more than 12 months, you will be paid for any unused PTO hours you have accrued and your status will be changed to "inactive." Any remaining sick time accrued under a Health Alliance hospital’s previous plan will not be paid out.

Who is Covered

Your eligibility for LTD Plan coverage depends on your employment status:

Cost of Coverage

The Health Alliance pays the full cost of LTD coverage. You pay nothing.

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