| Supplemental Insurance Plans |
Long-Term Care Insurance Plan
Chronic illness or injury can often leave a person unable to care for themselves. While Long-Term Disability (LTD) insurance provides income protection to the insured person if they become disabled, Long-Term Care Insurance is designed to pay a portion of expenses related to nursing and home health care.
Coverage Options
Individualized polices can be designed to best suit your needs. Coverage can be purchased on you, your spouse or domestic partner, and your parents and parents-in-laws. Eligibility for Health Alliance Benefits. Benefits provided by this insurance include:
This insurance is fully underwritten which means that a full medical history is required at the time of application.
Cost of Coverage
The discounted cost of coverage varies depending on the individuals covered, selection of coverage amount, length of time the benefit is paid, and the waiting period before the benefit begins. Premiums are deducted on an after-tax basis from every paycheck.
Enrollment Contact
Information and enrollment assistance with this benefit should be obtained through an insurance representative. Please call S. G. Donahue & Company, Inc. at 513-721-2513.
Note: This benefit is available for enrollment through age 84 with plan continuation indefinitely.
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| Total Health Management |
The Health Alliance takes an integrated approach to management of health-related benefit programs including:
The Health Alliance Benefits Department and Employee Health Department work together to coordinate your benefits, manage effective care for you and reduce your time away from work for illness or injury. A team of benefits and Employee Health specialists are available to answer your questions related to:
Call your Employee Health Department any time you will be off work for more than five days or 40 scheduled hours for medical reasons. The 5 days off or 40 hours off is pro-rated for part-time associates.
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